Ruskin, FL 33570,528 OCEAN SPRAY DR
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Ruskin, FL 33570,528 OCEAN SPRAY DR
Ruskin, FL 33570,528 OCEAN SPRAY DR
Ruskin, FL 33570,528 OCEAN SPRAY DR
Ruskin, FL 33570,528 OCEAN SPRAY DR
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$ 429,000
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528 OCEAN SPRAY DR Ruskin, FL 33570

4 Beds

4 Baths

2,820 SqFt


Open House

Sun Jan 18, 11:00am - 1:00pm

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,820 sqft

Price per Sqft $152

Subdivision Shell Cove Ph 2

MLS Listing ID TB8425549

Bedrooms 4

Full Baths 3

Half Baths 1

HOA Fees $85/ann

HOA Y/N Yes

Annual Recurring Fee 85.0

Year Built 2021

Annual Tax Amount $10,266

Lot Size 7,840 Sqft

Acres 0.18

Lot Dimensions 60x128

Property Sub-Type Single Family Residence

Source Stellar MLS

Property Description

One or more photo(s) has been virtually staged. Welcome to 528 Ocean Spray Dr in Ruskin, a 2021-built, move-in ready home offering 4 bedrooms, 3.5 bathrooms, and 2,820 sq ft in the sought-after Shell Cove community. This rare opportunity combines low-interest assumable financing, modern construction, and flexible living spaces—a powerful advantage in today's market.

Designed with an open-concept floor plan, the home features high ceilings, tile flooring, and abundant natural light. The chef's kitchen is the heart of the home with granite countertops, stainless steel appliances, and a large center island—perfect for entertaining and everyday living.

A standout feature is the private in-law suite with its own entrance, ideal for multigenerational living, guests, home office, or rental income potential. The primary suite offers a peaceful retreat with a walk-in closet, dual vanities, garden tub, and separate shower. Two additional bedrooms share a Jack-and-Jill bathroom, providing smart separation and privacy.

Enjoy Florida living in the oversized backyard, perfect for gatherings, pets, or future outdoor enhancements. Residents of Shell Cove enjoy access to a community pool, well-maintained common areas, and a prime location just minutes from shopping, dining, and grocery stores.

NO FLOOD INSURANCE REQUIRED!

Assumable VA loan at 2.99% (qualified buyers)

Built in 2021.

Low HOA.

Convenient access to I-75, Tampa, and surrounding areas.

Bonus: A FREE appraisal and potential lender incentives are available when using the preferred lender.

Location

State FL

County Hillsborough

Community Shell Cove Ph 2

Area 33570 - Ruskin/Apollo Beach

Zoning PD

Interior

Interior Features Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar

Heating Electric

Cooling Central Air

Flooring Carpet, Tile

Fireplace false

Appliance Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer

Laundry Electric Dryer Hookup, Inside, Laundry Room

Exterior

Garage Spaces 3.0

Community Features Buyer Approval Required, Deed Restrictions, Pool

Utilities Available Cable Available, Electricity Available

Amenities Available Pool

Roof Type Shingle

Porch Covered

Attached Garage true

Garage true

Private Pool No

Building

Story 1

Entry Level One

Foundation Slab

Lot Size Range 0 to less than 1/4

Sewer Public Sewer

Water Public

Structure Type Brick

New Construction false

Others

Pets Allowed Cats OK, Dogs OK

HOA Fee Include Common Area Taxes,Pool,Private Road

Senior Community No

Ownership Fee Simple

Monthly Total Fees $7

Acceptable Financing Cash, Conventional, FHA, VA Loan

Membership Fee Required Required

Listing Terms Cash, Conventional, FHA, VA Loan

Special Listing Condition None

Virtual Tour https://www.zillow.com/view-imx/40d32efb-37a3-41eb-9bec-5a4229e1ba7d/?utm_source=captureapp


Stellar MLS
Listed by Chapin Richards LPT REALTY, LLC
Luxury Collection

Luxury Collection

+1(877) 366-2213

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528 OCEAN SPRAY DR